Why Invest?
By making good investments, you can make money.
This will most likely be more than you could make from interest on a savings account.

Diversifying (dividing) your money between different types of investments protects you from losing it all if something bad happens to one investment.

AllowanceTree allows you to learn two of the main types of investing:

• Stocks (buying shares in your school grades)
• Precious Metals (buying real silver and gold coins that are shipped to you)

The Grades Stock Market
Stocks (or shares) are pieces of a company you can buy or sell, and their prices change daily.
The prices go up or down based on how well the company is doing.

The goal of investing:
Buy shares when you think the prices are low and will hopefully go up.
Sell shares when the prices go up and you make a profit.

On AllowanceTree, you can buy shares in your classes at school. When your grades go up, the share prices go up.

You can buy or sell shares in your grades at any time.

Precious Metals
To learn why people invest in silver and gold, visit Silver&Gold on the Portfolio page and click the INFO button.

On AllowanceTree.com you can buy real silver and gold coins and they are shipped to your home.
Just like with store purchases, parents must approve and complete every purchase.